Crypto Lendin2026-10-19 10:46:41Crypto lending vault deposits top $10 billion as collateral and regulatory risks draw scrutinyCrypto lending vaults have grown from a niche DeFi product into a market with more than $10 billion in deposits, according to a Financial Times report cited by BlockTempo. The figure was about $4 billion at the start of 2025, meaning the sector has expanded by more than twofold in less than a year. The inflows are said to come from fintech firms, digital asset treasury companies and hedge funds seeking yield instead of leaving tokens idle in wallets. These vaults run on DeFi smart contracts and are typically managed by curators, who choose lending strategies, set risk limits and take a fee from interest income. Returns generally range from 3% to 10%, while higher-risk products can offer 20% or more. But the report says depositors often have limited visibility into who ultimately borrows the funds, what collateral is posted and how liquidations would work in a downturn. The article also points to risks tied to illiquid tokens, crypto-backed stablecoins and tokenized private credit used as collateral, alongside smart contract flaws, pricing errors and hacks. On the regulatory side, the U.S. Securities and Exchange Commission and European policymakers are both examining whether existing rules could apply to these products, potentially bringing KYC, AML, registration and disclosure obligations into the picture.140
crypto lendin2026-10-19 09:38:18Crypto lending vault deposits top $10 billion as regulators raise questionsCrypto lending vaults have grown rapidly, with deposits now exceeding $10 billion, up from $4 billion at the start of last year, according to the Financial Times. The growth points to rising demand for yield strategies tied to digital assets. These vaults operate through smart contracts on decentralized finance platforms and are typically overseen by a "curator" who functions much like an investment manager, selecting lending strategies, setting risk limits and charging fees. Reported yields usually range from 3% to 10%, while higher-risk strategies can offer 20% or more. The same structures also carry material risks. Collateral may include illiquid tokens, crypto-backed stablecoins or tokenized private credit, leaving depositors exposed if asset values fall or positions cannot be unwound. The report also notes that automated liquidations can intensify market declines, while hacks, coding flaws and pricing mechanism failures add further vulnerabilities. Major depositors currently include fintech firms, digital asset treasury companies and hedge funds. Bitcoin lender Two Prime is among the recent entrants, having launched a vault on Pareto in September targeting 1.5% to 2% annualized returns.00
Bitcoin2026-09-08 13:18:21Two Prime CEO says Bitcoin rally still has room as speculation remains mutedBitcoin’s latest rebound may have more room to run, according to Two Prime CEO Alexander Blume, who pointed to derivatives market signals that he said do not yet reflect overheated positioning. In comments cited by CoinDesk, Blume said subdued funding rates and continued call selling suggest the move is not being driven by excessive speculation at this stage. His view centers on the idea that the current advance has not yet reached the kind of frothy conditions often associated with a crowded, leverage-heavy rally. The remarks were published by CoinDesk on Sept. 3.760
Bitcoin miner2026-08-12 12:21:53MARA Holdings Pledges 18,750 BTC to Back $750M in LoansBitcoin miner MARA Holdings has disclosed in its latest quarterly SEC filing that it pledged 18,750 BTC to secure two bitcoin-collateralized loans totaling $750 million. Coinbase Credit provided a facility that refinances an existing $150 million credit line and adds $300 million in new funding, while Two Prime Lending supplied another $300 million. Both loans have been fully drawn, with a combined financing cost of about 7.56% and a maturity around August 2028. The pledged BTC was worth approximately $1.2 billion at the time of the transaction. If Bitcoin's price falls and pushes the collateral ratio below the agreed threshold, MARA could face margin calls or risk liquidation of the BTC. Proceeds are earmarked for general corporate purposes and to support MARA's acquisition of Long Ridge Energy & Power. The deal has an enterprise value of about $1.5 billion. Long Ridge owns a natural gas power plant in Ohio with an estimated capacity of 505 MW and more than 1,600 acres of industrial land, which MARA plans to develop into a hub for Bitcoin mining, AI, and high-performance computing.1660
MARA2026-08-09 06:40:12MARA Raises $600M in New Debt Against 18,750 Bitcoin, Eyes Power and AI ExpansionBitcoin miner MARA completed two loans on Aug 4, pledging 18,750 BTC to secure $600 million in new debt. The collateral was valued at roughly $1.2 billion at execution. The loans, totaling $750 million in principal from Coinbase Credit and Two Prime Lending, will fund general corporate purposes, including part of the cash consideration for acquiring Long Ridge Energy & Power LLC, a 505MW gas plant operator with over 1,600 acres of industrial land earmarked for power generation, mining, and potential AI/HPC campuses.1930
Strategy2026-07-22 15:55:13Strategy May Have Bought 7,000 Bitcoin Through STRC This Week as CEO Warns High Yield Comes With RiskMarket estimates suggest Strategy bought about 7,000 BTC this week through STRC. Two Prime CEO Alexander Blume said yields more than 6% above Treasuries do not come without added risk.650
